Privacy Policy


Last updated: September 12, 2023

Penny Profit, LLC (“Penny Profit,” “PennyProfit,” “We,” “Us,” “Our”) respects your privacy. This Privacy Policy explains how personal information is collected and used by Us. By viewing content or otherwise using the PennyProfit services, whether You (“You” or “Your”) register an account or not, You consent to the collection and use of information from or about you as explained in this Privacy Policy. Services refers to Your use of Our interactive platform (the “Platform”) including but not limited to accessing the website, creating an account, accessing Your account, linking Your account with financial services as well as any other products, features, tools, materials or other services offered from time to time by PennyProfit (the “Services”). If You do not consent to the collection and use of information from or about You in accordance with this Privacy Policy, then you may not use the Services.We may collect the following information from you:

  • Contact information such as name, mailing address, email address, and phone number;
  •  Billing information such as credit card number and billing address;
  •  Financial information such as bank account numbers and routing numbers;
  •  Unique identifiers such as user name, account number, and password;
  • Demographic information such as age, education, gender, sex, interests, and zip code;
  • Transaction history such as where and when a transaction may occur.

 PennyProfit may disclose Your personal information to analyze site usage and improve the Services; to communicate with You about administrative notices, account alerts, and any other communication relevant to Your use of the Services; for market research, project planning, troubleshooting problems, and detecting and protecting against error, fraud, or other criminal activity; to third-party contractors that provide services to PennyProfit; and to enforce any agreements You enter into with Us.

 We may also disclose Your personal information as required by court order, subpoena, or similar legal process or law when PennyProfit has a good faith belief that such a disclosure is necessary to protect You or other Users, investigate fraud, or respond to a government request.We may use Your information to connect You to people You already know by identifying contracts within Your address book as potential new Users, making it easier to find contacts.

 Cookies and Other Electronic Technologies. In order to make Your interaction with the Site, Application, Platform, and Services simple and productive PennyProfit sends cookies to your computer or mobile device. Cookies are small text files stored on Your computer that store and sometimes track information about Your use of the Site, Application, Platform and Services. We use some cookies that last until You end the use of the browser and some cookies that remain on Your hard drive for an extended period of time.

We use the information collected by the cookies to enhance Your experience. We may use the information for the following:

  • Providing the Services;
  • Customizing and evaluating the content and advertising You view;
  • Contacting You, including for promotional purposes;
  • Compiling aggregate data for internal and external business purposes;
  • Protecting Your rights and Our rights;
  • Preventing potentially illegal or harmful activities, including fraud; and
  • Any other purpose that is disclosed to You at the time We collect the information or that is related to a request made by You.

Revisions to this Privacy Policy. PennyProfit reserves the right to, from time to time, revise this Privacy Policy in its sole and absolute discretion. Any modifications or changes to this Privacy Policy are in force and enforceable immediately upon posting. Any updated or edited version supersedes any prior versions immediately upon posting, and the prior version is of no continuing legal effect unless the revised version specifically refers to the prior version and keeps the prior version or portions thereof in effect.

If You fail to periodically review this Site and Privacy Policy to determine if any of the terms have changed, You assume all responsibility for Your failure to do so and agree that such failure amounts to Your affirmative waiver of Your rights to review the amended terms.